Even if you've not picked out houses to visit yet, it can be valuable to visit with your mortgage loan professional early. Why? Perhaps it's difficult to fathom the way we can help even before you begin to talk about prices and negotiations.
Through the Pre-Approval Process, we will determine how much of a mortgage loan you can afford by analyzing your income, debts, employment and housing situation, your available funds for a down payment, required reserves and other considerations. We will also obtain a preliminary loan approval from one of our Lenders. Once a Pre-Approval is issued the only remaining variable is finding your dream home! Though it may sound daunting, our skilled and experienced loan officers will greatly minimize the paperwork ensuring a smooth process.
With a Pre-Approval letter many advantages are now open to you when you find your next home.
While you can use our mortgage calculators on our website to get you started on your search, that won’t get you Pre-Approval. That is why it’s a good idea to meet with one of our mortgage professional team members. We can get you Pre-Approved quickly as well as guide you to a mortgage program that perfectly fit your needs. This way when the opportunity arises you are ready to make the strongest offer possible. Contact us at (760) 632-7701 to get your Pre-Approval process started now!
Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.